Terms of service

1. Acceptance of Terms
By accessing or using www.MyGreatCreditClub.com (“Website”), any services, products, memberships, consultations, communications, or materials offered by Great Credit Club (“GCC,” “we,” “us,” or “our”), you (“User,” “Client,” or “you”) agree to these Terms of Service (“Terms”). If you do not agree, do not use this Website or Services.

 
2. Company & Brand Information
Great Credit Club is a registered DBA (“Doing Business As”) of EverythingEvolve LLC, a Florida limited liability company (“Company”).
Mailing address: 10170 sw 103 ave Miami FL 33176
Contact: [email protected] | [email protected]

 
3. Eligibility
Users must be at least 18 years old and legally capable of entering binding contracts. By using our services, you warrant that all provided information is accurate and complete.

 
4. Services Provided
GCC provides credit repair education, credit improvement guidance, credit monitoring, business funding consultation, affiliate programs, digital products, and other related services (the “Services”).
We do not guarantee any specific results. Outcomes vary by individual credit profile and cooperation.

 
5. No Legal, Tax, or Financial Advice
Nothing on this Website or in any GCC communications constitutes legal, financial, or tax advice. You are encouraged to consult with licensed professionals in those fields.

 
6. User Responsibilities
You agree to provide accurate information, promptly update us on changes, and cooperate with all reasonable requests necessary for delivery of the Services.
You are responsible for safeguarding your account and login credentials.

 
7. Payments, Subscriptions & Refunds
All prices are listed in U.S. Dollars (USD). Payments are collected via secure payment processors (e.g., Stripe). By submitting payment, you agree to all posted pricing and billing terms.
Subscriptions: By enrolling in recurring services, you authorize GCC to charge your payment method on a recurring basis until canceled.
Refunds: Refunds, if offered, are subject to the Refund Policy posted on the Website and incorporated herein.

 
8. Compliance & Limitations
GCC operates in compliance with the Credit Repair Organizations Act (CROA) and all applicable federal and state regulations.
We do not remove accurate, verifiable, and non-obsolete information from consumer credit reports. We dispute inaccurate, unverifiable, or outdated information as permitted by law.

 
9. Results Disclosure
Your credit improvement depends on multiple factors outside our control, including but not limited to your current credit profile, creditor/bureau response, timeliness of information, and your cooperation.
No results are guaranteed.
Past performance does not guarantee future results.

 
10. User Conduct
You agree not to:

Use the Website for illegal or unauthorized purposes.
Violate any laws, regulations, or third-party rights.
Attempt to gain unauthorized access to any accounts, data, or systems.
 
11. Intellectual Property
All Website content, logos, designs, text, graphics, and service marks are the exclusive property of EverythingEvolve LLC or its licensors.
You may not copy, reproduce, or distribute any content without written permission.

 
12. Privacy
Your use of our Website and Services is subject to our Privacy Policy (incorporated herein by reference).
We protect your data as described in our Privacy Policy, but cannot guarantee absolute security.

 
13. Third-Party Links & Services
The Website may contain links to third-party websites, affiliates, or partners. We are not responsible for third-party content, privacy, or practices.

 
14. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, EVERYTHINGEVOLVE LLC, GREAT CREDIT CLUB, AND ALL AFFILIATES, OFFICERS, MEMBERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY.
OUR MAXIMUM LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICES IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM.

 
15. Indemnification
You agree to indemnify, defend, and hold harmless EverythingEvolve LLC, Great Credit Club, their owners, officers, agents, and affiliates from any claims, damages, or expenses arising out of your use of the Website, violation of these Terms, or infringement of third-party rights.

 
16. Arbitration and Dispute Resolution
Any dispute arising from these Terms or your use of the Services shall be resolved by binding arbitration in the state of Florida, in accordance with the rules of the American Arbitration Association.
You waive your right to class actions.

 
17. Governing Law
These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles.

 
18. Changes to Terms
GCC reserves the right to change these Terms at any time. Updates will be posted on the Website. Continued use after changes constitutes acceptance.

 
19. Contact
Questions about these Terms can be directed to:
Great Credit Club / EverythingEvolve LLC
[email protected]
[email protected]

 
Last Updated: July 18 2025